After submitting the form, you can check the status of your registration form. The Application Status will help you to track down your registration form. The process to check the status is available online only. Thus, the steps to check the application status of BSCC is available below.

You can check the application form status of the BSCC Form in two ways – Registration ID and Aadhaar Card Number. Thus, the steps for each case are explained below –

Through Registration ID

• Visit the Official Website of MNSSBY Bihar.
• Click on the “Application Form Status” Link
• Select the “Registration ID” option
• Enter the following details –
  • •  Registration ID
    •  Date of Birth
    •  Captcha Code
• After entering all the details, click on the submit.
• The status of the registration form will be displayed on the screen

Through Aadhaar Card Number

• Visit the Official Website of MNSSBY Bihar.
•  Click on the “Application Form Status” Link
•  Enter “Aadhaar Card Number”
•  Date Of Birth and Captcha code and submit.
•  Check the details and print if required.

The following documents are required for the Bihar Student Credit Card Yojana 2021 –

 Mark Sheet of 10th and 12th Class

 Residential Certificate of the candidate

 Detailed Document of Fee for Higher Education, issued by the Institute.

 Selection Certificate from the recognized Institute for Higher Education

 PAN Card

 Self-Attested Copies of the application form with passport-size photographs

 Last 6 months bank statement of your parent’s

 Income Tax Return of the last two years

 Other Identification Documents such as Aadhaar Card/Voter ID Card/Passport/ Driving License etc

After submitting all the documents successfully, the Government then verifies all the documents. The BSCC Credit Card verification process takes around 10 to 15 days after receiving the documents from the student. Thereafter, the successful verification of the documents, the details are then transferred to the banks which then approve or disapprove the loan. 

However, the approval and disapproval of the loan are shared by the banks through SMS on registered mobile number shared at the process of form filling. So, once, the loan is approved, the applicant has to visit the bank branch to complete the rest of the formalities.

The Interest Rates for the Bihar Student Credit Card Yojana vary with the banks. Earlier, the Interest Rate of Canara Bank was 12% and Madhya Bihar Gramin Bank was 12.5% per year. But according to the latest information, the Bihar Government is providing loan at 4% simple interest. However, 1% is for the women, PWD, and transgender, through “Bihar Student Education Finance Corporation”.

Moreover, no interest is applicable for the course duration of 4 years (B.Tech) plus an additional year. Therefore, you need to pay your loan after 5 years of admission to the course in installments. However, you can also extend the deadline, by informing the DRCC. All you have to do is write an application form twice a year (July and December).